What to Look for in a Payment Terminal (Before You Buy)

Choosing a payment terminal is a critical decision for any small business — especially if you’re just getting started. The right terminal keeps your checkout smooth, secure, and professional. The wrong one? It can frustrate your customers and cost you more in the long run.

1. Payment Methods Supported

Make sure your terminal accepts:

• Chip (EMV)
• Tap (contactless/NFC)
• Mobile wallets (Apple Pay, Google Pay)
• Optional: swipe or QR payments

Today’s customers expect modern, frictionless payment options.

2. Connectivity Options

Choose a terminal that fits your location and workflow:

• Wi-Fi: Great for fixed indoor locations
• 4G/LTE: Ideal for mobile setups, food trucks, or pop-ups
• Bluetooth: For pairing with a smartphone or tablet

3. Receipt Support

Does your business need printed receipts? Many small businesses prefer digital-only for simplicity and cost, but some customers (especially in retail or regulated industries) still expect paper.

4. Tip Configuration

If you’re in a service-based business — like grooming, beauty, or wellness — tip prompts are a must. Look for a terminal that supports custom tip flows at checkout.

5. Ease of Use

Your team and customers should understand how to use the terminal without training. Look for clear screens, fast processing, and no unnecessary complexity.

6. Costs and Contracts

• Look for one-time hardware costs instead of leases
• Avoid terminals that lock you into software bundles
• Make sure fees and rates are transparent

Conclusion

In 2025, there are plenty of powerful yet simple payment terminals for small businesses. Know what to look for, and you can invest in a tool that keeps sales moving, builds trust with customers, and supports your growth.