Is Your Credit Card Machine Costing You More Than It Should?

February 11, 2025
3 min read
Is Your Credit Card Machine Costing You More Than It Should?

Many small businesses don’t realize just how much money they’re losing through outdated or overpriced credit card machines. If you're seeing confusing fees, unexpected charges, or monthly statements that don’t add up — you’re probably overpaying.

Common Signs You're Overpaying

  • Monthly fees you don't understand
  • “Non-qualified” transactions being charged extra
  • Leased equipment that costs more than owning
  • Hidden charges buried in fine print
  • Annual PCI compliance or service fees

Breakdown of Typical Costs

Fee TypeReasonable RangeRed Flag
Transaction Fees2.5%–3.5%>3.9% consistently
Monthly Cost$0–$30>$60 with no explanation
EquipmentOne-time $120–$300Leased at $40+/month

Why This Happens

Many providers lock businesses into long-term contracts with high fees, outdated hardware, and poor customer service — counting on you not to notice or switch.

How to Fix It

  • Request a statement review (we’ll do it free)
  • Compare against flat-rate or cash discount options
  • Buy your hardware outright — no leasing
  • Use transparent, modern processors designed for small business

Conclusion

If you feel like your credit card machine is eating into your profit, you’re probably right. The good news? You can switch — easily, affordably, and without disruption. We help small businesses like yours upgrade their payment tools and ditch unnecessary fees every day.

Need Help Choosing the Right POS or Card Machine?

Talk to an expert — we'll help you pick the right solution based on your business type and budget.

Get Started Now